Local data · Defined supply measure
The valley average hides three different markets.
October 14, 2026 · 06:40 PDT
The feed reports 868 active residential listings and 10 coming soon. There were 211 closed sales in its 30-day reporting window. The combined supply ratio is 4.11 months, but that headline alone misses the differences.
Single-family homes: 518 active, 156 closed in the source 30-day window, 3.3 months of supply; Condos: 212 active, 33 closed in the source 30-day window, 6.4 months of supply; Townhomes: 123 active, 19 closed in the source 30-day window, 6.5 months of supply.
Read the table above before applying a valley-wide label to a particular property. The 186-day counts provide a longer view; they do not set the label in this edition. These are MLS-derived displayable listing counts, not a complete census of private sales or every local property.
Official incident data
Bike Fire containment rises; an address still needs its own safety check
CAL FIRE update October 13, 18:49 PDT
The most useful local change since our previous edition is a measured one. CAL FIRE’s Bike Fire page, updated October 13 at 18:49 PDT, lists 172 acres and 81% containment. The previous afternoon issue had 172 acres and 68% from an earlier official record. This is a 13-percentage-point improvement in the reported containment line; it does not tell us that the fire is out, that every road is open or that smoke exposure has ended. The page still describes an active incident. An evacuation order was downgraded to an advisory on October 11, but current address-specific conditions, not yesterday’s summary, govern a showing or move.
For a seller, buyer or tenant, the next useful act is to check the exact parcel or destination against the current official zone map and county instructions, then confirm access with the person on site. An MLS listing cannot validate a road closure or a safe return. The incident page is a consolidated state record for a response involving local fire authorities; it is not a parcel-level loss assessment. We found no verified count of damaged homes, canceled escrows or claims attributable to this fire. A fresh zone order, field update or documented property inspection would change that narrower assessment. Neither rising containment nor a dramatic photograph is a basis for asserting a particular property is safe. If a tour or inspection is disrupted, record the actual address, timing and source of the instruction rather than treating every nearby listing as equally affected. The question for a transaction is what specific condition needs rechecking and who can document it. This lets the next decision rest on a verified property fact instead of a broad inference from a regional emergency.
Weekly national survey · Older context
The rate headline is a week old; the payment decision is made in writing
Freddie Mac data period October 8; checked October 14
The latest regular Freddie Mac release available at this early Wednesday check is dated Thursday, October 8. Its 30-year fixed-rate average was 7.40%, versus 7.28% one week earlier; its 15-year average was 6.73%. These averages come from a defined survey of purchase mortgage applications and are useful for seeing direction over time. They do not include every cost a borrower pays and cannot be substituted for an offer at a given hour. The next survey may move even if an individual lender changes pricing today.
A local buyer should compare written loan estimates using the same purchase price, down payment, lock period and product, with points, lender fees and mortgage insurance visible. The comparison also needs a common estimated closing date so that different lock windows are not mistaken for a pure rate advantage. A seller should avoid assuming that a national quarter-point move produces an identical change in every buyer’s capacity. Credit profile, loan type, HOA dues, property taxes and insurance can change the monthly number materially. Our owned SCV ledger below reports listing and closing counts, not mortgage approvals or household incomes. Together, a dated rate survey and a local supply table help frame questions; neither tells an individual what to borrow. We found no newer official Freddie Mac weekly observation to label as a breaking rate move.